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  • by Steve Mott (with Dave Birch)

The growing interest in virtual currencies has relatively little to do with the Bitcoin ecosystem and its magnet for investments and is more about blockchain software and general ledger-based applications--the heart of virtual currency innovation.  In the year that's passed since this introductory presentation, financia  services firms of many types have begun adapting their transactional operations to blockchain-based pilots and services.  The best news: this is the way innovation should have happened in financial services all along--if the industry wasn't so constrained by its obsession with fraud-prone signature-based card transacting.  Whoppee!


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